List of Masters Selected Candidates
Herewith attached is the list of selected candidates for the Masters Programmes offered at the Main Campus and Ujenzi Centre in Morogoro Municipality for the 2013/14 academic year.
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Sunday, August 4, 2013
ANNOUNCEMENT TO ALL WOULD BE MZUMBE UNIVERSITY UNDERGRADUATE STUDENTS
ANNOUNCEMENT TO ALL WOULD BE MZUMBE UNIVERSITY UNDERGRADUATE STUDENTS
This is to inform you that according to the Mzumbe University academic calendar 2012/13, all new students are supposed to report at the University for the orientation week which is scheduled to start on the 14th October, 2013.
However, this date is a public holiday known as Nyerere Day. Again, the following day i.e. 15th October 2013 is tentatively marked as a public holiday for Eid El Haji (subject to sighting of the moon). These public holidays notwithstanding, we will continue to receive students who will report on these days (14 th and 15th October, 2013). Since these two days will be public holidays, be informed that there won’t be banking services at the CRDB – Mzumbe University branch. Therefore, for those joining Mzumbe University – Main Campus you are reminded and encouraged to have paid you fee and all other dues at any other CRDB branch elsewhere and COME with your original pay-in-bank slip; without which you will not be allowed to register.
For students joining Mzumbe University – Mbeya Campus College there will be half day service at the CRDB branch nearby the University.
However, to avoid long queue at the bank, you are also advised to have paid your fee and all other dues at any other CRDB branch elsewhere in the country and GO with original pay-in-bank slip.
Your understanding and co-operation will be highly appreciated.
Yours Sincerely,
Prof. G.N. Shumbusho,
………………………………………..
10 REASONS YOU’RE NOT RICH YET
As a financial advisor, I have spent many years helping other people overcome financial stumbling blocks so they can become rich. Ironically, the one person I have had the most trouble helping is myself. Being “rich” can mean different things to different people, but I believe it means having the financial freedom to achieve your goals and live the life you want. I am great at giving advice; I am not always so great at taking my own advice (know anyone like that?). So, when it came to helping my clients understand why they weren’t rich yet, the easy part was explaining the culprits, because I was all too familiar with most of them. Regardless of our upbringing, education, profession or lifestyle, most of us are not where we want to be financially and our reasons are probably more similar than different. The good news is that it is never too late to become rich if you, like me, are ready to own up to the reasons you’re not and do something about it. Want to know why you aren’t rich yet? Keep reading. #1: You spend money like you’re already rich. Sure, it feels good to buy expensive things, whether it’s a luxury car, designer clothes, a big house in the burbs, or a tropical vacation. Even if you don’t necessarily buy pricey items, if you consistently buy stuff you really don’t need, it still adds up fast ($300 trip to Target for toothpaste? AHEM). But the shopping high only lasts until the guilt and regret set in or the credit card bill arrives. Most of us are guilty of living beyond our means and using credit cards more than we should. The problem is that as long as we continue to spend more than we have, we can’t start building wealth. Chronic overspending and high-interest, revolving credit card debt are your worst enemies when it comes to financial success. Spend like you’re poor and you are much more likely to become rich. #2: You don’t have a plan. Without clearly defined short, mid and long-term goals, becoming rich will just seem like an unattainable fantasy. And that turns into your go-to excuse for why you shouldn’t bother saving or stop overspending. As we say in the financial industry: those who fail to plan, plan to fail. Creating a financial plan may seem overwhelming or intimidating, but it doesn’t have to be. Whether you do-it-yourself or decide to work with a financial professional, the process simply starts with prioritizing your goals and writing them down. Put that list where you can
see it on a regular basis. Visual reminders go a long way in helping us stay on track. #3: You don’t have an emergency fund. I know, you’ve heard it a hundred times: you need to have at least six months of income saved in an emergency fund. And yes, it’s much easier said than done. However, I’ve seen too many people (including myself) get hit with a major unplanned expense, whether it’s a car or home repair or a medical bill, or an unexpected job loss, accident or illness that’s led to a drastic reduction in income. When these things happen--and they do, more often than you might think--not having a financial safety cushion can make the situation much, much worse. If you’re forced to rely on credit cards, you’ll end up sinking deeper into debt instead of, yes, saving to become rich. #4: You started late.With every year or month that goes by without saving, your chances of becoming rich decrease. Time and compounding interest are your two best friends when it comes to growing money, so wasting them really hurts. Just like exercising, the hardest part of saving is starting. Even if you’re in debt, making little money or have a lot of expenses, you can still always save something -- even if it is a small amount. The sooner you get yourself into the habit of saving -- regardless of how much -- the easier it will be for you to continue and eventually increase those savings. I like to think of saving as a muscle you have to work out and build with practice. Even if you start saving late, you can still become rich if you’re committed enough. But you need to start. Now. #5: You’d rather complain than commit. “Life is too expensive.” “I’ll never get out of debt.” “I don’t make enough money.” “Investing is too risky.” I’ve probably heard every excuse for why someone isn’t saving, investing or planning in general, and I’ll admit I’ve used a few of them myself from time to time. It’s easier to be lazy and let bad habits fester than to commit to --and follow through on -- changing them. It’s no wonder obesity and debt are epidemics in our country, and that millions of Americans have had to push off retirement. As long as the complaining, excuses and finger-pointing persist, so too will not becoming rich. Instead, take responsibility for your bad habits and focus on what you can do to change them. Then do it. #6: You live for today in spite of tomorrow. I get it. It is really hard to think about retirement and other distant fantasies when we have needs and plenty of wants now. The bills have to get paid, the family must be fed, momma needs a vacation -- and a new wardrobe to go along with it. The problem is that impulsive and overly-indulgent behavior commonly lead to credit card debt, spending money you might have otherwise saved and, yes, not becoming rich. Do yourself a favor: Ditch the “buy now, worry later” mindset and instead, adopt a “save now, get rich later” mindset. #7: You’re a one-trick investor. You might be lucky enough to become rich by betting all your money on one type of investment. Just like you might be lucky enough to win the lottery. But that’s not a strategy for getting rich (at least, not one I’d ever recommend). One of the worst financial mistakes you can make is putting all your money eggs in one basket. Doing so puts you at too much risk, whether it is being too conservative or too aggressive. Sure, the stock market is on a run and real estate is on an upswing again, but are you prepared for when the tides turn? Because they will. And if you are invested in all fixed-income securities like CDs, bonds and annuities and think you’re safe, inflation should make you think again. Your investment portfolio needs to include a good mix of investments with varied levels of risk and return potential and liquidity (so you can get your money when you need it). #8: You don’t automate. Here’s the secret to saving: Automation. Saving is seamless when it’s automatic. Unfortunately, we are not born to be savers. We are impulsive and greedy by nature. Being responsible requires much more discipline. However, automation forces us to be responsible without too much effort. And all it requires is setting up regular transfers from a paycheck or bank account to a savings or investment account. Without it, we are much more likely to spend money we could be saving. Even if it is a seemingly small amount that you automate, those steady investments can make a big difference over time. Automate whatever you can whenever you can; just be careful to avoid overdrafting your account and try to increase your savings amount periodically. #9: You have no sense of urgency. You might think you don’t need to worry about getting out of debt or saving because someone, or something else will save you. Maybe it’s a pay raise, a new job, an inheritance, a rich spouse, or the lottery you’re counting on. Whatever “it” is, you use it as an excuse to put off taking steps on your own to become rich. The problem is that very little in life is certain. Who knows what will actually happen, or not happen, so why not focus on what you can control now? Save now and save yourself -- just in case something, or someone, else won’t. #10: You’re easily influenced. Maybe you live with a chronic overspender or a typical day out with your girlfriends involves shopping. Or maybe it’s your inner “Real Housewife” that you sometimes can’t control. We all have negative influences in our lives that threaten our chances of becoming rich. The superficial, materialistic, sensational culture in which we live is probably the biggest one. The suffocating swirl of media that goes along with it makes it ten times worse. The trick is not giving in to temptation. How? Some of it is making conscious choices to avoid putting yourself in vulnerable positions. But most of it is having the willpower to keep the goal of becoming rich in the front of your mind, especially when you are tempted to sabotage yourself.
US and UK concern over Zimbabwe election results
But the regional power South Africa has congratulated Mr Mugabe on his victory.
Mr Mugabe, 89, won 61% of the vote, against Prime Minister Morgan Tsvangirai's 34%.
Mr Tsvangirai, though, rejected the vote for parliament and president as fraudulent and vowed to take legal action.He said his Movement for Democratic Change (MDC) would no longer work with Mr Mugabe's Zanu-PF party and boycott government institutions. The two parties have been in a coalition since 2009, after the last election sparked widespread violence. Results from this week's parliamentary election handed the MDC a defeat. It won just 49 seats compared with Zanu-PF's 158.
South Africa issued a statement from President Jacob Zuma extending "profound congratulations" to Mr Mugabe following the "successful, harmonised elections".
'Deeply flawed' Major Western groups were not invited to send observer missions to monitor Wednesday's election.
The US has described the vote as "deeply flawed".
"In light of substantial electoral irregularities reported by domestic and regional observers, the United States does not believe that the results represent a credible expression of the will of the Zimbabwean people," Mr Kerry said.
Former colonial power the UK also expressed "grave concerns" over reports of large numbers of voters being turned away from polling stations.
MDC party leader Morgan Tsvangirai called the election ''fraudulent and stolen'' British Foreign Minister William Hague urged a thorough investigation of all allegations of violations.
Meanwhile the European Union which maintains sanctions on Mr Mugabe and his senior aides, said it was worried about "alleged irregularities and reports of incomplete participation" in the election.
Monitoring groups disagreed over the conduct of the election.
The most critical account came from the largest group of monitors, the Zimbabwe Election Support Network (ZESN), which had 7,000 workers observing the vote.
The organisation said problems with voter registration had left up to one million people unable to cast their ballots, mostly in urban areas regarded as MDC strongholds.
On Saturday, one of the nine members of the election commission resigned over the way the election was conducted.
Commissioner Mkhululi Nyathi said in his resignation letter: "While throughout the whole process I retained some measure of hope that the integrity of the whole process could be salvaged along the way, this was not to be."
However, the African Union, which had 70 observers, said its initial report suggested the election was "free and credible".
The AU's mission chief Olusegun Obasanjo said there had been "incidents that could have been avoided" and asked Zimbabwe's election authorities to investigate claims that voters had been turned away from polling stations.The southern African regional bloc, Sadc, with 600 observers, broadly endorsed the election as "free and peaceful", but said it would reserve judgement on the fairness of the process.
In a news conference before the presidential result was announced, Mr Tsvangirai said Zimbabwe was "in mourning".
"The fraudulent and stolen election has launched Zimbabwe into a constitutional, political and economic crisis," he said.
He said he would produce a dossier of the alleged electoral fraud and he called on Sadc to investigate.
His MDC colleagues had earlier called for a campaign of civil disobedience to isolate Zanu-PF.
Mr Mugabe has been president since 1987. He became prime minister when Zimbabwe won independence from the UK in 1980
Source: BBC
US closes two dozen embassies and consulates for day
A state department global travel alert, issued on Friday, is also in force until the end of August. The department said the potential for an al-Qaeda inspired attack was particularly strong in the Middle East and North Africa.
President Obama's senior security team met late on Saturday to brief him.
National Security Adviser Susan Rice led the meeting, which included the secretaries of state for defence and homeland security and the heads of the FBI, CIA and National Security Agency, the White House said in a statement.
"The president has received frequent briefings over the last week on all aspects of the potential threat and our preparedness measures," the statement said.
US missions across a swathe of the Middle East, North Africa and parts of Asia are closed for Sunday - a working day in the Muslim world.
Embassies affected include Amman, Cairo, Riyadh, Kabul and Dhaka.
Announcing the decision on Thursday, the state department said embassies could be closed on some other days too.
The embassy closures and US global travel alert came after the US reportedly intercepted al-Qaeda messages.
It has been suggested that they were between senior figures talking about a plot against an embassy.
Plot Referring to the Middle East, the state department said: "Current information suggests that al-Qaeda and affiliated organisations continue to plan terrorist attacks both in the region and beyond, and that they may focus efforts to conduct attacks in the period between now and the end of August."
UK Foreign Office
The travel alert called for US citizens to be vigilant, warning of "the potential for terrorists to attack public transportation systems and other tourist infrastructure".
An unnamed US official has said the threat could be related to the Muslim holy month of Ramadan, which ends this week. Several European countries, including the UK, have temporarily shut missions in Yemen.
The UK Foreign Office said its embassy in Sanaa would remain closed until Tuesday.
On its website, the Foreign Office is advising against all travel to Yemen and is strongly urging British nationals to leave.
It says there is "a high threat from terrorism throughout Yemen" and "a very high threat of kidnap from armed tribes, criminals and terrorists".
A Foreign Office spokesman would not say if the UK embassy closure was due to a specific threat, but a number of British embassies in the Middle East have been warned about increased risks.
"Our travel advice advises particular vigilance during Ramadan, when tensions could be heightened. We are particularly concerned about the security situation in the final days of Ramadan and into Eid."
The US diplomatic missions closed on Sunday are in Abu Dhabi, United Arab Emirates; Algiers, Algeria; Amman, Jordan; Baghdad, Iraq; Cairo, Egypt; Dhahran, Saudi Arabia; Djibouti, Djibouti; Dhaka, Bangladesh; Doha, Qatar; Dubai, United Arab Emirates; Irbil, Iraq; Jeddah, Saudi Arabia; Kabul, Afghanistan; Khartoum, Sudan; Kuwait City, Kuwait; Manama, Bahrain; Muscat, Oman; Nouakchott, Mauritania; Riyadh, Saudi Arabia; Sanaa, Yemen and Tripoli, Libya.
Source:BBC
Thursday, July 25, 2013
LG inks Sky deal for exclusive Now TV streaming access on smart TVs HD
When LG invited us to an event in (thankfully) sunny London, we thought we'd be hearing about 4K, curved OLED and huge price tags. It wasn't about hardware at all, in fact, as LG announced it has partnered with Sky to add the Now TV movie and sport streaming service to its smart TV line-up. Starting in August, Now TV content will be exclusive to LG sets for "a minimum of 12 months." Those purchasing new home entertainment kit will get three months of free access to Now TV's movie catalogue, as well as three free 24-hour sports passes. If you're in possession of an LG smart TV from this year or last, or a 2013 era Blu-ray player or home cinema system, you may miss the introductory offer but will still be able to download the Now TV app. The only kicker is that Now TV doesn't currently broadcast HD content, so don't expect those movies to pop on your 84-inch 4K monster.
Posted in: Computer
Lenovo's first Snapdragon 800 phone leaked as the K6 or X910 Mobile
3:14 AM
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While not much else has been said about the phone, one of the leaksters described it as thin and light, and that it felt good in hand. But to be honest, we're not too thrilled with the design ID here, especially with that K860-inspired back. What's interesting, though, is that according to a source of ours, the "X" in X910 may be a wildcard that depends on the kind of deal Lenovo made with Qualcomm. At this point, we've been told to assume it'll eventually become the K910, which would, sadly, make this phone an uglier successor to the Intel-powered K900. Either way, chances are we won't be seeing many of these outside China, anyway.
Posted in: Computer
